FAQS

DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?

Here at Dreamers and Visionaries, LLC, we understand the importance of securing your family's future. We offer free Health and Life Insurance consultations to all new customers.

For financial services, we offer FREE new client consultations with our senior financial advisor. We will get a clear, concise overview of your current financial status, and create S.M.A.R.T goals to achieve the financial status of your dreams. Anything is possible!

HOW DO I MAKE SURE I’M NOT OVER-INSURED?

In order to prevent yourself and family from being over-insured, we walk our clients through the application process step by step to eliminate redundancies in your insurance policy.

WHY DO I NEED TO BUY INSURANCE?

Protect those you love. One of the most important reasons to get life insurance is to protect your loved ones that you will leave behind. To ensure your family will be provided for in the event of your absence.
Provide liquidity for your business or estate. A mortgage is often the biggest single line item in a person’s budget. Insurance can cover your final expenses.
Create a financial safety net. A financial safety net means that your family’s finances will be secure if anything were to happen unexpectedly.
Leave an inheritance. In addition to the financial safety net, life insurance provides the opportunity to leave behind an inheritance; therefore, creating a legacy for your descendents.

Terms of Service

Effective Date: 04-20-2025
Business Name: Dreamers and Visionaries
Website: www.dreamersandvisionaries.org

By using this website, requesting a quote, or engaging with our services, you agree to the following terms and conditions:

1. Use of Website

You agree to use this website lawfully and responsibly. You must not use the site for any purpose that is unlawful or that could damage our reputation, services, or users.

2. Services Provided

Dreamers and Visionaries offers professional services in:

Insurance education and policy quoting
Credit consulting and financial literacy coaching
Real estate and homeownership support
Community empowerment through education and outreach

We reserve the right to update, change, or discontinue services without prior notice.

3. Client Responsibilities

You agree to provide accurate, up-to-date information when submitting forms or communicating with our team. Any intentional misrepresentation may result in denial of services.

4. Payment & Refunds

If your service involves a payment, the terms will be clearly stated. All payments are final unless otherwise specified in a written agreement. Refund requests are handled on a case-by-case basis.

5. Communication Consent

By submitting your information, you consent to be contacted by Dreamers and Visionaries via phone, email, or SMS regarding your inquiry or services requested. You may opt out at any time.

6. Ownership of Content

All materials on this website, including content, images, branding, and digital resources, are the intellectual property of Dreamers and Visionaries. You may not reproduce or repurpose our content without written permission.

7. Limitation of Liability

We are not liable for any loss or damages resulting from your use of our site or services. We provide guidance based on the information available at the time, but we cannot guarantee outcomes due to external variables.

Privacy Policy

Dreamers and Visionaries takes your privacy seriously. This Privacy Policy outlines how we collect, use, and protect your personal information.

1. Information Collected

When you interact with our website or services, we may collect:

Name, email address, phone number
Information submitted through quote or inquiry forms
Details relevant to insurance, financial, or real estate services requested
Browser and device information for website analytics

2. Purpose of Data Collection

Your information is used to:

Provide accurate insurance or financial service quotes
Follow up on service requests and consultations
Send service updates or promotional messages (with opt-out option)
Improve our services and customer experience

3. Data Sharing

We do not sell or rent your information. We only share your data with verified third-party service providers when necessary to complete a request (e.g., insurance carriers, CRM tools), and they are required to protect your privacy.

4. Security

Your information is stored securely. We use industry-standard encryption and data protection protocols to guard against unauthorized access.

5. Your Rights

You may request access, correction, or deletion of your data by contacting us directly at info@dreamersandvisionaries.org. You may also opt out of communications at any time.

📫 Contact Information

If you have questions or concerns about this policy, please contact:

Dreamers and Visionaries
📧 Email: info@dreamersandvisionaries.org
🌐 Website: www.dreamersandvisionaries.org